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Unitus Community Credit Union

Where everyone, every moment matters.

Financial services in Gresham, OR (show on map)
Google 4.2
★★★★☆
42 reviews

Community credit union serving Oregon and Washington since 1937 with personal and business financial services.

Call (503) 227-5571
Navigate to Visit website
Unitus Community Credit Union website

About

Unitus Community Credit Union is a not-for-profit financial cooperative that has been part of the Oregon community since 1937, when Pacific Telephone & Telegraph employees pooled resources to provide affordable loans. Today, Unitus serves 15 counties in Oregon and the entire state of Washington with a commitment to innovation, inclusiveness, and inspirational service.

The credit union is governed by a Board of Directors elected by members and offers a full range of financial products including checking and savings accounts, home equity lines of credit, auto loans, business lending, investment and retirement services, and insurance. Unitus is committed to community development, breaking down barriers to accessibility, and providing education and inclusive access to affordable credit for low-income consumers and local communities.

Community-focused not-for-profit credit union since 1937
Social responsibility commitments focused on first-time homebuyers, new savers, small businesses, and sustainability
2% cash back on everyday purchases with automatic daily deposit
$0 international transfer fees (limited time)
High-yield Go Savings account with 3.00% APY on first $2,499.99

Services

Home Equity Line of Credit

Borrow against your home's equity for projects like kitchen remodels, debt consolidation, or life milestones. Rates as low as 5.74% APR.

Variable rate Access to funds via Equity Line Plus Prepayment fee of $395 if closed within 36 months

Auto Loans

New auto loans with rates as low as 5.04% APR. Also available: RV loans and loan protection products.

Competitive APR RV loans available Loan protection options

Go Savings Account

High-yield savings account earning 3.00% APY on balances up to $2,499.99, with tiered rates for higher balances.

3.00% APY on first $2,499.99 Tiered interest structure Available to consumer, trust, and business accounts $10 one-time membership fee and $5 Prime Share deposit required

Cash Back Rewards Credit Card

Earn 2% cash back on everyday purchases. Cash back is automatically deposited daily. Rates as low as 13.74% APR.

2% cash back on everyday purchases Daily automatic cash back deposit Swipe or tap to earn

Business Banking and Lending

Business accounts, business credit cards, small business lending, commercial lending, and investment services for businesses.

Business checking and savings Business credit card Small business and commercial lending Investment and retirement services

Digital Banking and Mobile App

24/7 access to banking via mobile app and online platform. Link external accounts, set alerts, deposit checks by photo, and manage spending.

24/7 mobile and online banking Link external accounts Custom alerts by email or text Mobile check deposit Card management with instant lock/unlock

Credentials & Certifications

NCUA Federal Insurance
Equal Housing Lender

Reviews

Google
Rating
4.2
★★★★☆
Reviews
42
"My husband and I have linked accounts and the mobile services are great."

Frequently Asked Questions

What is the current Home Equity Line of Credit rate? +

5.74% APR (variable rate, subject to change monthly).

What are the Go Savings account APY rates? +

3.00% APY on balances up to $2,499.99; tiered rates for higher balances down to 0.03% APY for balances over $25,000.

Is Unitus Community Credit Union federally insured? +

Yes, federally insured by NCUA (National Credit Union Administration).

What is the routing number for Unitus Community Credit Union? +

323075699

What are the fees associated with the Home Equity Line of Credit? +

Annual fee of $50. Prepayment fee of $395 if the account is closed within 36 months of origination.

Can I send money internationally with Unitus? +

Yes, through Movi with $0 transfer fees for a limited time (May 7 through August 31, 2026) for US members sending to El Salvador and Ecuador between $10-$300.

What is the credit card cash back rate? +

2% cash back on everyday purchases with the Unitus Cash Back Rewards Card.

When was Unitus Community Credit Union founded? +

1937, originally as a cooperative for Pacific Telephone & Telegraph employees.

Contact Unitus Community Credit Union

Unitus Community Credit Union
Category
Financial services
Wheelchair Accessible
Call (503) 227-5571

Opening Hours

Monday
09:00–17:00
Tuesday
09:00–17:00
Wednesday
09:00–17:00
Thursday
09:00–17:00
Friday
09:00–17:00

Location

Location of Unitus Community Credit Union, 950 NW Eastman Pkwy, Gresham, OR 97030 · View on Google Maps

Screenshot Gallery

Get in Touch

Ready to work with Unitus Community Credit Union?

Reach out today to schedule a consultation.

(503) 227-5571

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