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NW Priority Credit Union

Our #1 Priority Is You!

Financial services in Portland, OR (show on map)
Google 3.4
★★★☆☆
48 reviews

A full-service credit union serving members in Washington and Oregon since 1928, offering personal and business financial products.

Call (503) 760-5304
Navigate to Visit website
NW Priority Credit Union website

About

NW Priority Credit Union is a progressive financial cooperative that has prioritized its members' financial futures since 1928. Originally serving postal employees and their families, it now serves a broad membership base across Washington and Oregon.

The credit union offers a comprehensive suite of financial products including savings and checking accounts, auto and mortgage loans, Visa credit cards, digital banking, financial planning, and insurance services. As a not-for-profit institution, it returns profits to members through lower loan rates and higher deposit rates. Members benefit from access to over 30,000 surcharge-free ATMs, free financial education seminars, youth savings programs, and personalized service at multiple branch locations.

People-over-profit service since 1928
Returns profits to members through lower loan rates and higher deposit rates
NCUSIF insured to $250,000 per individual
Access to 30,000+ surcharge-free ATMs nationwide
Personal service with staff knowing members by name
Free financial education seminars
Auto broker service with vehicle delivery
Youth financial education programs
6-digit online banking verification for security
No monthly fees or transaction fees on checking

Services

Savings Accounts

Multiple savings account options including regular savings, money markets, term shares, Christmas club, and daily IRA accounts with competitive dividend rates.

Daily dividend compounding Monthly credited dividends No minimum balance for basic savings Money market available with $5,000 balance

Checking Accounts

Free checking accounts with no monthly service fees or transaction fees, including VISA debit card and free first book of checks.

No monthly service fee No transaction fees Free VISA debit card Free first book of checks No minimum balance required

Auto Loans

Competitive auto loan rates starting as low as 4.49% APR, with personal car shopping assistance through Auto Solution broker.

Rates as low as 4.49% APR Auto broker service Vehicle delivery available Recreational vehicle loans also available

Mortgage Loans

Home financing options including mortgage loans and a Low Rate HELOC with a 12-month introductory fixed rate of 5.99% APR.

12-Month Introductory Fixed Rate of 5.99% APR Low Rate HELOC available Home improvement loans

Personal Loans

Personal loans for various purposes including holidays, home improvements, and other financial needs with competitive rates.

Starting at 9.99% APR Flexible use of funds Affordable and easy application process

Visa Credit Cards

Free VISA Classic and Platinum credit cards with competitive rates, no annual fee, and rewards including double points on travel.

No Annual Fee Competitive rates Double Bonus Reward Points on travel Travel protection and emergency assistance Rewards for every swipe or insert

Credentials & Certifications

NCUA Federally Insured
NMLS ID: 803190
Routing Number: 323075864

Reviews

Google
Rating
3.4
★★★☆☆
Reviews
48
"Have been a long-time member and don’t bank anywhere else."

Frequently Asked Questions

How do I become a member of NW Priority Credit Union? +

Becoming a member is quick and easy. You can apply online in minutes or visit a branch. Membership is open to postal employees nationwide, government employees in specific Oregon and Washington counties, residents of Clark County WA, and family members of eligible employees.

What makes NWPCU different from a bank? +

Unlike a bank, NWPCU is a not-for-profit financial cooperative that returns profits to its members through lower loan rates and higher deposit rates. Members are part-owners and receive personalized service.

Are my deposits safe at NWPCU? +

Yes, all accounts are fully insured by the National Credit Union Share Insurance Fund (NCUSIF) to at least $250,000 per individual.

What is the Auto Solution service? +

Auto Solution is NWPCU's auto broker service that takes the hassle out of buying a car by finding the vehicle you want at a great price and even delivering it to you.

What is the Earn While You Learn program? +

This program rewards young members with $5 deposited into their savings account for each 'A' grade on their end-of-year report card in qualifying subjects including Language Arts, Health, Math, English, Science, and Social Studies.

What student scholarships are available? +

NWPCU awards four $1,000 student scholarships annually to members who are graduating seniors or current college students with a minimum 2.5 GPA, based on essays, academic achievement, extracurricular activities, financial need, and community service.

What is the Christmas/Tax Savings account? +

A special savings account where you save throughout the year using payroll deduction. Funds automatically transfer to your regular savings on November 1st. No minimum balance required, and you can withdraw for taxes in April without penalty. Maximum deposit is $10,000 per year.

How do I access my accounts online? +

Online banking now requires a 6-digit code sent by text or phone call to verify your identity at login. You can check balances, pay bills, transfer funds, and use Zelle from any device.

Contact NW Priority Credit Union

NW Priority Credit Union
Category
Financial services
Wheelchair Accessible
Call (503) 760-5304

Location

Location of NW Priority Credit Union, 12630 SE Division St, Portland, OR 97236 · View on Google Maps

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Get in Touch

Ready to work with NW Priority Credit Union?

Reach out today to schedule a consultation.

(503) 760-5304

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