iQ Credit Union

Financial Intelligence Pays Off

Financial services in Vancouver, WA (show on map)

3.6

★★★★☆

32 reviews

iQ Credit Union is a not-for-profit cooperative offering personal and business banking, loans, investments, and insurance.

Call (360) 695-3441

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About

iQ Credit Union is a not-for-profit cooperative owned by its members. As a member, you own shares in the credit union and receive personalized financial services including Intelligent Checking and Savings accounts, auto loans, home loans, HELOCs, credit cards, business loans, treasury management, investment services, and insurance through insureQ.

Profits go back into services for members, typically translating into better rates. The credit union is federally insured by the NCUA and is equal housing opportunity lender.

Not-for-profit cooperative owned by members

Profits go back to members in the form of better rates

Federally insured by NCUA up to $250,000

Personalized service with a local approach

Intelligent Bundle with high APY rates

Services

Intelligent Checking

Checking account earning 5.00% APY on balances up to $25,000 with qualifying monthly activity.

5.00% APY No monthly fee Tap-to-pay debit card Direct deposit eStatements

Intelligent Savings

Savings account earning 3.00% APY when paired with Intelligent Checking.

3.00% APY Requires Intelligent Checking No monthly fee Member Perks eligible

Home Equity Line of Credit (HELOC)

Flexible access to funds using your home equity with $0 closing costs.

$0 Closing Costs Flexible access Debt consolidation Home updates

Auto Loans

Vehicle financing for new and used car purchases.

Competitive rates Flexible terms

Business Banking

Business credit cards, business loans, and treasury management services.

Business Credit Card Business Loans Treasury Management

Investment Services

Investment products and services for members.

Investment products Financial advisory

Credentials & Certifications

NCUA Federal Insurance

NMLS Number

Equal Housing Opportunity Lender

Reviews

Rating

3.6

★★★★☆

Reviews

"Their speedy service is so helpful in my daily life."

Frequently Asked Questions

Is iQ Credit Union federally insured? +

Yes, iQ Credit Union accounts are insured for up to $250,000 by the National Credit Union Administration (NCUA).

What is the APY on Intelligent Checking? +

5.00% APY on balances up to $25,000 for qualifying accounts.

How do I qualify for the Intelligent Savings rate? +

You must have an Intelligent Checking Account and meet all monthly qualifiers. If requirements are not met, the non-qualifying rate is 0.05% APY.

Are there closing costs on a HELOC? +

iQ offers $0 closing costs on Home Equity Lines of Credit.

What is the Refer-a-Friend bonus? +

You and your friend each receive a $100 bonus when you refer someone to join iQ.

What should I do if someone calls claiming to be an iQ employee asking for large withdrawals? +

Hang up and call iQ directly at 800.247.4364 to verify the request.

Is iQ a not-for-profit cooperative? +

Yes, iQ Credit Union is a not-for-profit cooperative owned by its members.

What products can I apply for online? +

You can apply for checking, savings, CDs, IRAs, money market accounts, credit cards, personal loans, vehicle loans, home equity loans, and business loans.