iQ Credit Union is a not-for-profit cooperative owned by its members. As a member, you own shares in the credit union and receive personalized financial services including Intelligent Checking and Savings accounts, auto loans, home loans, HELOCs, credit cards, business loans, treasury management, investment services, and insurance through insureQ.
Profits go back into services for members, typically translating into better rates. The credit union is federally insured by the NCUA and is equal housing opportunity lender.
Not-for-profit cooperative owned by members
Profits go back to members in the form of better rates
Federally insured by NCUA up to $250,000
Personalized service with a local approach
Intelligent Bundle with high APY rates
Services
Intelligent Checking
Checking account earning 5.00% APY on balances up to $25,000 with qualifying monthly activity.
Business credit cards, business loans, and treasury management services.
Business Credit CardBusiness LoansTreasury Management
Investment Services
Investment products and services for members.
Investment productsFinancial advisory
Credentials & Certifications
NCUA Federal Insurance
NMLS Number
Equal Housing Opportunity Lender
Reviews
Rating
3.8
★★★★☆
Reviews
16
"Our family has been with IQ for 30+ yrs now that's loyalty thanks IQ"
Frequently Asked Questions
Is iQ Credit Union federally insured? +
Yes, iQ Credit Union accounts are insured for up to $250,000 by the National Credit Union Administration (NCUA).
What is the APY on Intelligent Checking? +
5.00% APY on balances up to $25,000 for qualifying accounts.
How do I qualify for the Intelligent Savings rate? +
You must have an Intelligent Checking Account and meet all monthly qualifiers. If requirements are not met, the non-qualifying rate is 0.05% APY.
Are there closing costs on a HELOC? +
iQ offers $0 closing costs on Home Equity Lines of Credit.
What is the Refer-a-Friend bonus? +
You and your friend each receive a $100 bonus when you refer someone to join iQ.
What should I do if someone calls claiming to be an iQ employee asking for large withdrawals? +
Hang up and call iQ directly at 800.247.4364 to verify the request.
Is iQ a not-for-profit cooperative? +
Yes, iQ Credit Union is a not-for-profit cooperative owned by its members.
What products can I apply for online? +
You can apply for checking, savings, CDs, IRAs, money market accounts, credit cards, personal loans, vehicle loans, home equity loans, and business loans.
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