First Community Credit Union

Q: How can I check my account balance?

Log in to Online Banking or call Telephone Banking at (541) 396-2222 or (800) 913-9229.

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Financial services in Hillsboro, OR (show on map)

4.1

★★★★☆

45 reviews

A community credit union offering personal and business financial products including savings, checking, loans, mortgages, and investment services.

Call (503) 648-8642

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About

First Community Credit Union is a community-focused financial institution that offers a comprehensive suite of personal and business banking products. Services include regular savings, certificates of deposit, basic and interest checking, auto and RV loans, mortgages, home equity lines of credit, credit cards, business savings and checking, commercial loans, and investment services.

The credit union emphasizes low fees, digital banking, and member success. It is federally insured by the NCUA and equal housing opportunity lender.

No service fees or minimum balance on savings

Make Cents round-up savings program

Federally insured by NCUA up to $250,000

Equal Housing Opportunity lender

Online and mobile banking

Fast loan approval

Extended support hours including Saturdays

Services

Regular Savings

A no-fee, no-minimum-balance savings account with mobile deposit, round-up savings, and NCUA insurance up to $250,000.

No service fees No minimum balance Mobile deposit Round up with Make Cents Overdraft protection Free eStatements Extended support hours

Basic Checking

A simple checking account with no service fees and no minimum balance required.

No service fees No minimum balance Mobile banking Direct deposit

Certificates of Deposit

Fixed-term savings with competitive rates, ranging from 3 to 60 months, with automatic renewal and NCUA insurance.

Terms from 3 to 60 months Tiered interest rates Interest compounded monthly Automatic renewal Low minimum balance ($1,000) IRA certificates available Federally insured

Auto Loans

Auto loans for new or used vehicles with rates as low as 3.99% APR and an easy application process.

Rates as low as 3.99% APR Easy application process Fast loan approval Loan checks available

Mortgages

Home financing with competitive rates for 15-year and 30-year fixed mortgages.

30 Year Mortgage rates as low as 6.500% APR 15 Year Mortgage rates as low as 5.875% APR Easy application process

Home Equity Line of Credit

Home equity LOC with rates as low as 5.500% APR for accessing home equity.

Rates as low as 5.500% APR Access home equity Flexible borrowing

Credentials & Certifications

NCUA Federal Insurance

NMLS #631072

Equal Housing Opportunity Lender

Routing Number 323274238

Reviews

Rating

4.1

★★★★☆

Reviews

"They helped me every step of the way with accounts and documents."

Frequently Asked Questions

What are the current rates and fees for savings and certificates? +

Please see the Rates page on the website for current deposit rates and fees for savings and certificates, or visit the homepage for special loan rates.

What is the Make Cents program? +

The Make Cents program automatically rounds up debit card purchases to the nearest dollar and transfers the spare change to your savings account at no charge. Members can set their own rounding threshold.

Are there fees for ATM withdrawals? +

There are no fees for ATM withdrawals using a First Community card at branch locations or CO-OP network ATMs. Fees apply only at non-network ATMs.

How can I check my account balance? +

What are overdraft fees and how can I avoid them? +

Overdraft fees are charged when a check clears with insufficient funds. To avoid them, set up automated transfers from savings, a line of credit, or a Visa loan. Contact the credit union for available options.

Will First Community Credit Union ever call asking for my online banking password or card number? +

No. First Community will never call, text, or email asking for confidential information such as online banking passwords, card numbers, security codes, or PINs. If someone asks for this, hang up and call the number on the back of your card.

What should I do if I receive a spoofed call claiming to be from First Community? +

Do not release any information. Use online banking to review account transactions in real time. If concerned, contact the Customer Service Center at (855) 328-2441.

How do I open a Regular Savings account? +

Provide your name, address, date of birth, and Social Security Number. You can start adding funds right away and will receive your account and routing numbers at the end of the process.