Financial planner in Battle Ground, WA (show on map)
Fee-only Certified Financial Planner firm specializing in retirement planning and investment management for pre-retirees and retirees in Washington and Oregon.
Timepiece Financial Planning is a fee-only Certified Financial Planner firm specializing in retirement financial planning and investment management. We earn no commissions on any products we recommend and serve as fiduciaries putting clients' needs first.
Founded by Tim Massie, CFP, the firm offers comprehensive retirement plans and ongoing investment account management for pre-retirees and those already retired. With offices in Battle Ground, WA (main), Spokane, WA, Kennewick, WA, and Salem, OR, we serve clients throughout Washington and Oregon. Our approach is research-based, avoiding market timing and stock speculation, focusing instead on long-term, proven strategies tailored to each client's goals, time horizon, tax situation, and risk tolerance.
Fee-only model — no commissions on any products
NAPFA registered investment advisor
Fiduciary duty — puts clients' needs first
No stock brokering or market timing
Research-based, proven investment approaches
Team approach with dedicated paraplanners and client service
Free, no-obligation Get-Acquainted meeting
Services
Comprehensive Retirement Plan
Full financial plan for pre-retirees and retirees covering retirement income projections, Social Security strategies, investment review, tax planning, and pension planning. Cost: $2,500-$3,500 depending on complexity.
Retirement Income Projections/PlanningSocial Security StrategiesInvestment Review and RecommendationsTax PlanningPension Planning
Ongoing Investment Management
Full-service investment portfolio design and management with 0.75% of assets fee. Includes unlimited access to financial planner, rebalancing, tax loss harvesting, and cost basis tracking.
Optimal Asset Allocation design and implementationUnlimited complimentary access to financial plannerAccount opening and transfer coordinationCost basis tracking and tax gain/loss monitoringYearly portfolio review and rebalancingTax loss harvestingDiscipline and behavioral coaching
Fee-Only Financial Planning
Commission-free financial planning services with fiduciary duty to clients. No product sales, no conflicts of interest.
Fee-only compensation modelFiduciary duty to clientsNAPFA registeredNo commissions or product incentivesIndependent and objective advice
Credentials & Certifications
Certified Financial Planner (CFP)
NAPFA Registered Financial Advisor
Registered Investment Advisor
Frequently Asked Questions
Do I have enough money to retire? +
We can help assess your retirement readiness through our comprehensive retirement planning process, which includes retirement income projections and a full financial picture review.
Will I run out of money while in retirement? +
Our comprehensive retirement plan includes retirement income projections adjusted for inflation, taxes, and achievable rates of return to help ensure your money lasts throughout retirement.
What topics and areas might I not be aware of going into retirement? +
Our comprehensive retirement plan covers retirement income projections, Social Security strategies, investment review, tax planning, and pension planning to address areas you may not have considered.
How should my portfolio look going into retirement compared to when I was saving? +
We design and manage investment portfolios focused on achieving your specific goals within your time horizon, tax situation, and risk tolerance, with a long-term view that avoids market timing and speculation.
Which pension option should I take? +
Pension planning is one of the key components of our comprehensive retirement plan, where we help you evaluate and choose the best pension option for your situation.
When should I take Social Security? +
Social Security strategies are a key part of our comprehensive retirement planning service, helping you optimize when and how to claim benefits.
Is my money invested correctly? +
We review and manage investments based on research-backed approaches, avoiding strategies with no substantiated proof, and focus on long-term proven methods tailored to your goals and risk tolerance.
Do I need long-term care insurance? How much does it cost? +
Long-term care insurance is one of the topics we can help you evaluate as part of our comprehensive retirement planning process.
