Three Oaks Wealth

Financial Planning to Help You Live Better

Financial planner in Lake Oswego, OR (show on map)

5.0

★★★★★

1 reviews

Independent, fee-only fiduciary financial advisory firm helping business owners and individuals approaching retirement optimize income, reduce taxes, and invest prudently.

Call (503) 726-1071

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About

Three Oaks Wealth helps business owners and individuals approaching retirement optimize their income, reduce taxes, and invest prudently to gain clarity and confidence with their business and personal finances. As independent, fee-only fiduciaries, the team provides a comprehensive suite of services including custom wealth management, financial planning, investment management, retirement plan management, tax planning, and estate & legacy planning.

The firm operates with a proactive, tax-forward philosophy and employs a consistent process to organize, optimize, execute, and help clients enjoy financial independence.

Independent, fee-only fiduciary firm with no sales quotas or product incentives

100% fiduciary commitment to all clients

Proactive service model with consistent outreach throughout the year

Tax-forward approach to all financial decisions

Collaboration with clients' attorneys and tax professionals

Empirical evidence and academic research-based investment philosophy

Services

Financial Planning

A consistent process to understand your goals, values, and aspirations, then design and execute a financial plan that propels you toward your objectives.

Retirement Income Planning

Help clients navigate the transition from working years to retirement by creating a consistent income plan, addressing Social Security timing, pension decisions, healthcare, and distribution strategies.

Investment Management

Custom portfolio construction based on empirical evidence and academic research, incorporating personal values and preferences.

Socially responsible and sustainably focused strategies available Custom portfolios based on unique needs Consistent philosophy rooted in data and empirical evidence

Tax Planning

Proactive tax strategy to minimize tax burden over time, including Roth IRA conversions, qualified charitable distributions, and tax loss harvesting.

Roth IRA conversions Qualified charitable distributions Tax loss harvesting Tax return filing assistance (via affiliate)

Estate & Legacy Planning

Help clients structure finances congruently with their estate plan, including charitable giving, education funding, and bequests.

Retirement Plan Management

Help business owners design and operate retirement plans (401(k), SEP-IRA, SIMPLE IRA) that fit business objectives and provide tax savings.

Credentials & Certifications

Registered Investment Adviser

CFA Charterholder (Grant Bledsoe)

CERTIFIED FINANCIAL PLANNER™ (Grant Bledsoe, Bethany Ely)

Enrolled Agent (Grant Bledsoe)

Accredited Investment Fiduciary (Grant Bledsoe)

Certified Exit Planning Advisor (Grant Bledsoe)

Reviews

Rating

★★★★★

Reviews

Frequently Asked Questions

What is Three Oaks Wealth's approach to retirement income planning? +

Three Oaks Wealth helps clients create a consistent retirement income plan by analyzing Social Security timing, pension decisions, healthcare options, and distribution strategies from retirement accounts to ensure a reliable income stream.

How does Three Oaks Wealth handle tax planning for retirees? +

The team employs proactive tax planning strategies including strategic Roth IRA conversions, qualified charitable distributions, and tax loss harvesting to minimize the client's tax burden over time. They can also file returns if needed through their affiliate Three Oaks Tax, Inc.

What makes Three Oaks Wealth different from other financial advisors? +

Three Oaks Wealth is an independent, fee-only fiduciary firm with no sales quotas or product incentives. They operate as fiduciaries 100% of the time, are tax-forward in their approach, and collaborate proactively with clients' attorneys and tax professionals.

What services does Three Oaks Wealth offer? +

Services include comprehensive financial planning, retirement income planning, investment management, tax planning, estate and legacy planning, and retirement plan management for business owners (401(k), SEP-IRA, SIMPLE IRA).

Is Three Oaks Wealth a fiduciary? +

Yes, Three Oaks Wealth operates as fiduciaries to all clients 100% of the time as an independent, fee-only advisory firm.

Where is Three Oaks Wealth located? +

Three Oaks Wealth has offices in Sacramento, CA (2377 Gold Meadow Way, Gold River, CA 95670) and Portland, OR (5200 Meadows Road, Lake Oswego, OR 97035).

What is the 5 Step Retirement Income Plan? +

The 5 Step Retirement Income Plan is a complimentary downloadable guide offered by Three Oaks Wealth to help individuals navigate retirement transitions with confidence by organizing their retirement income strategy.

Who does Three Oaks Wealth work with? +

Three Oaks Wealth primarily works with business owners and individuals approaching retirement, helping them optimize income, reduce taxes, invest prudently, and plan for a secure retirement.