SDS Smart Daily Services LLC

A Daily Money Manager (DMM) is a financial professional who helps individuals with the practical, day-to-day side of their finances, including paying bills, balancing accounts, creating budgets, organizing records, preparing tax documentation for CPAs, assisting with insurance claims, and coordinating with other professionals. DMMs are not financial advisors, investment managers, or tax preparers.

Yes. We review EOBs for you to explain what was covered, what was denied, and what, if anything, you may still owe.

We act as your advocate, contacting providers or insurers to correct mistakes and ensure you receive what you are entitled to through a robust claims tracking and follow-up process.

Absolutely. With your permission, we can speak with them directly to clarify claims, resolve problems, and ensure timely processing.

We can schedule sessions weekly, bi-weekly, or monthly. During each visit, we sort and prioritize mail, handle important items, file necessary documents, securely dispose of what you don't need, and help reduce future clutter. Mail can be managed in person, electronically, or via a virtual mailbox service.

Yes. We can help reduce junk mail by opting out of mailing lists and contacting senders directly when possible.

Absolutely. We ensure all essential mail is handled and keep you informed, working closely with family members or a Power of Attorney when needed. Virtual mailbox services are especially useful for out-of-state families.

It depends on the range of services needed, the complexity of finances, and the interval of visits. Services are billed by the hour. The initial setup may incur higher costs for the first 1-3 months, after which ongoing service is more efficient.