PDX Enterprise Solutions

Lowest Cost Credit & Debit Card Processing Rates Guaranteed.

Accounting firm in Sherwood, OR (show on map)

Portland-based merchant account provider offering credit card processing, business financing, check processing, and gift card services for retailers, restaurants, and online businesses.

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About

PDX Enterprise Solutions, located in Portland, Oregon, is a financial services company specializing in merchant account services and credit/debit card processing. Founded on the principle that businesses should be able to purchase credit card machines and merchant accounts at a reasonable price with great service, they help merchants lower operating expenses and increase revenue.

Services include merchant accounts (VISA, MasterCard, Discover, Amex, JCB, Diner's Club), Express Retail Financing (3/6/12 month same-as-cash), business development loans, check processing with reimbursement up to $1500, gift card programs, and consulting. They serve retailers, restaurants, service providers, mail order, internet businesses, high-risk merchants, and associations. Their company philosophy is to provide fair, honest pricing without gimmicks, and they offer free payment gateways, retail swipe software, and low-cost POS terminals.

Lowest cost credit card processing rates guaranteed

100% approvals

No gimmicks, no hassles, fair and honest pricing

Free payment gateway and retail swipe software

100% of sale within 3 days for Express Retail Financing

No recourse to merchant if customer defaults

Personalized service with staff visiting local businesses

Bargain pricing on POS terminals and processing software

Services

Merchant Accounts

Accept VISA, MasterCard, Discover, American Express, JCB, and Diner's Club cards with the lowest credit card processing rates. Includes education on statements and ongoing support.

100% approvals Low rates guaranteed Free payment gateway Retail swipe software Low-cost POS terminals

Express Retail Financing

In-house same-as-cash financing for customers: 3, 6, or 12 month terms. Merchant gets 100% of the sale within 3 business days, no recourse if customer defaults.

100% paid in 3 days Up to $5,000 per sale No recourse to merchant Customer fills out 1/4 page application Immediate phone response You set the finance fee

Business Development Loan

Working capital financing for small businesses based on cash flow, credit card revenue, and payment history. Rates up to 50% lower than merchant cash advances.

$5,000 to $100,000 Decision in 2 business days Funding within 5 days Interest charged only on business days (257 days/year) Daily payments reduce principal faster

Check Processing

Accept checks with instant authorization, no specialized equipment needed. Reimbursement up to $1500 for properly conforming returned checks.

Instant check authorization No specialized equipment required Reimbursement up to $1500 for returned checks Accept checks from US and Canada High approval rates

Gift Cards

Pre-designed or customized gift card kits to increase sales and customer loyalty. Includes card design, printing, POS marketing displays, and software updates.

Pre-designed gift card kits Custom card design available No extra charge for adding business name/address One-color and full-color options POS marketing displays included

Consulting

Personalized business consulting to help merchants grow revenue, lower processing costs, and improve online presence. No pressure, no gimmicks.

Free business analysis Personalized service No paper pushing Close long-lasting client relationships

Credentials & Certifications

Registered ISO/MSP/TPP of Wells Fargo Bank NA

Frequently Asked Questions

How quickly can a new merchant start accepting credit cards? +

Within one day. PDX Enterprise Solutions can help retailers, service providers, mail order, and Internet businesses start accepting credit cards within one day.

What types of businesses do you serve? +

Retailers, restaurants, service providers, mail order businesses, Internet businesses, high-risk merchants, and associations. Also funeral homes and cosmetic surgeons for higher financing limits.

Is there a fee or risk to the merchant if a customer defaults on financing? +

No. There is no risk to the merchant if the customer's payments don't go through. Once the customer is approved, the merchant gets the money.

What is the maximum financing amount per sale with Express Retail Financing? +

Up to $5,000 per sale. $7,500 is available for Funeral Homes and Cosmetic Surgeons on a case-by-case basis.

How quickly can I get a decision on a Business Development Loan? +

A decision can be received in 1 to 12 hours through the Instant Decision system, with a formal decision in 2 business days.

What payment brands do you accept? +

VISA, MasterCard, Discover, American Express, JCB, and Diner's Club.

Do you offer check processing and what are the benefits? +

Yes. Check processing allows instant authorization without specialized equipment, accepts checks from the US and Canada, and reimburses up to $1500 for properly conforming returned checks.

What is your company philosophy? +

To give every customer a professional and personalized experience, provide fair and honest pricing without gimmicks, and help businesses lower operating expenses and increase revenue.