Northwest Money Coaching LLC

We help self-employed families tame their cash flow chaos and finally feel in control of both business and personal money.

Financial consultant (show on map)

5.0

★★★★★

29 reviews

Financial coaching for self-employed individuals, small business owners, and couples to manage cash flow, eliminate debt, and build wealth.

Call (503) 610-6751

Navigate to Visit website

About

Northwest Money Coaching LLC is a financial coaching firm founded by Cortney Kaveh and Tauna Esslinger. They specialize in helping self-employed families and small business owners manage fluctuating income, create consistent paychecks, and gain control over personal and business finances.

Their S.P.E.N.D. framework covers Stewardship, Proactive Saving, Eliminating Debt, Net Worth focus, and Dream casting. They offer 1:1 coaching, the Money Buddies 4-month program for singles, small business cash flow coaching, and workshops (including CE for Realtors). Both coaches are trained through Dave Ramsey's Financial Coach Master Training program, and Cortney is a YNAB-certified coach. They integrate Biblical values into coaching when welcomed and serve clients virtually.

Faith-based coaching integrating Biblical values when welcomed

Specialization in self-employed and small business cash flow with fluctuating income

YNAB-certified coach (Cortney) for budget method implementation

Profit First method implementation for businesses

Specialized couples coaching to align finances in relationships

Holistic approach addressing habits and behaviors, not just budgets

Both coaches are full-time financial coaches (not part-time or side gigs)

Training through Dave Ramsey's Financial Coach Master Training program

Services

Personal Finance Coaching

Live one-on-one coaching with financial education, guidance, and accountability for personal money management.

Create an intentional spending plan Learn how to proactively save money Pay off debt and stay out of it Create a common language with your spouse and work toward money goals together

Money Buddies Program

A 4-month structured online financial coaching program for singles with weekly accountability.

Create an intentional spending plan Learn to proactively save money Pay off debt faster and stay debt-free Form effective financial habits for life Printed workbook included Four month guided program

Small Business Cash Flow Coaching

Live one-on-one coaching focused on helping self-employed business owners simulate a consistent paycheck.

Pay yourself first, not last Learn to simulate a consistent paycheck Put more money in your wallet from your business Put structure in place for a repeatable financial routine

Workshops (In-Person & Virtual)

Educational workshops for employees, teams, and real estate professionals on financial management.

Basic money management skills workshops CE for Realtors (1 Unit) Signature workshop: Managing Irregular Income in Real Estate Comprehensive financial wellness programs as employee benefit

YNAB Coaching

Specialized coaching for clients looking to implement and master the YNAB (You Need A Budget) method.

YNAB method implementation Financial education and guidance Accountability for budget adherence

Credentials & Certifications

Dave Ramsey Financial Coach Master Training

YNAB Certified Coach

Reviews

Rating

★★★★★

Reviews

"Cortney provides an invaluable service."

Frequently Asked Questions

What is the difference between a financial coach and a financial advisor? +

A financial advisor focuses on the behavior of your money, and a financial coach focuses on your behavior. A financial coach helps you form effective habits with daily money management such as budgeting, saving, paying off debt, buying a home, starting a business, and tackling food spending. A financial coach completes a certification program and does not sell financial products. A financial advisor typically helps manage a portfolio of stocks/funds, advises on investments, and must be licensed with the SEC.

Is money coaching worth it? +

Typically, you can expect to save $200-$400 per month on average, save hundreds or thousands in interest payments by paying off debt faster, learn how to prevent future debt, create a consistent financial routine, pay yourself more money from your business, learn the skill of saving money, experience better communication in your marriage around money, and learn to spend money intentionally without guilt. Results are dependent on client engagement and commitment.

How much does it cost to have a financial coach? +

Coaching can range from $150-$600+ per month depending on the scope or program being offered. A free ~1-hour consultation is offered to discuss goals, evaluate complexity, confirm mutual fit, or refer to the appropriate professional. Pricing is not posted online.

How are you different from other financial coaches? +

NW Money Coaching helps with both personal finance and small business finances, specializing in cash flow management and creating consistency despite fluctuating income. They are a faith-based company integrating Biblical values when welcomed, work with clients of all backgrounds, Cortney is a YNAB-certified coach, both coaches help implement Profit First, and they specialize in working with couples.

What if I want to add on a private coaching session? +

You can add on a one-hour, 1:1 financial coaching session via Zoom depending on availability. Please reach out to discuss pricing and scheduling.

How does NW Money Coaching help clients? +

Through the S.P.E.N.D. framework: Stewardship (intentional spending plan), Proactively save (for expected and unexpected things), Eliminate Debt (pay off existing debt and prevent future debt), Net worth focused (maximize income as the biggest wealth-building tool), and Dream & cast a vision (develop financial goals and identify your big why).