Ivan Hurtado - Primerica Representative

Term life insurance provides cost-effective coverage to help protect your family in the years when they need it most. Primerica offers term life insurance underwritten by National Benefit Life Insurance Company, Primerica Life Insurance Company, or Primerica Life Insurance Company of Canada.

The FNA is a complimentary 30-minute assessment where a Primerica Representative helps you understand your current financial situation and maps a personalized path to achieve your financial goals.

Primerica pioneered this approach, which combines Term Life Insurance with a sound strategy of investments, allowing clients to allocate the difference between term insurance costs and whole life premiums toward wealth-building investments.

Debt Stacking is a method Primerica uses to show clients how to systematically eliminate debt in a common-sense and targeted order, helping families become debt-free.

By saving just $100 a month for 40 years, at 3% interest you would have about $93,000; at 5% interest about $153,240; and at 9% interest about $472,000. The key is that it's not what you earn but what you keep.

According to this theory, your need for life insurance peaks along with your family responsibilities. When young with children and a mortgage, coverage is most critical. As you age, dependents and financial responsibilities decrease, and your need for insurance reduces dramatically.

Primerica has been helping families for more than 48 years.

Primerica has been named #1 Most Trusted Life Insurance Company in 2022 by Investor's Business Daily, recognized as one of America's Best Insurance Companies by Forbes in 2022, rated A+ (Superior) by AM Best, recognized as America's Greatest Workplaces 2025 and for Diversity 2025 by Newsweek, a Top Workplace in 2025, and included in the Fortune 1000® 2025.