Gratke Wealth, LLC

Plan Well. Retire Happy.

Financial consultant in Hillsboro, OR (show on map)

Fee-only fiduciary financial planning and investment management firm helping clients protect and grow wealth for retirement.

Call (888) 970-8987

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About

Gratke Wealth, LLC is a fee-only and fiduciary financial planning firm located in the Amberglen Business Park in Hillsboro, Oregon, in the heart of the Silicon Forest. Founded by David C.

Gratke, the firm provides personalized financial planning and investment management services without commission incentives or conflicts of interest. Services include investment management, retirement planning, tax planning, estate planning, insurance alternatives, pre-retirement planning, and employer stock analysis. The firm emphasizes ongoing education and guidance to empower clients to manage their finances confidently.

Fee-only and fiduciary firm with no commission incentives

Over 25 years of experience

Process-driven approach that reduces investor emotion

Education-focused to empower clients to manage finances independently

Personalized portfolio crafting with ongoing collaboration

Services

Investment Management

Crafting a portfolio uniquely tailored to the client through ongoing collaboration and monitoring, with education on the rationale behind each decision.

Risk tolerance assessment Objective-based portfolio design Ongoing monitoring and adjustment Client education on investment rationale

Retirement Planning

Helping clients identify all potential sources of income and create a paycheck-for-life strategy for retirement.

Social Security optimization Pension and stock analysis Cashflow planning Medicare coverage review

Tax Planning

Strategic tax planning to keep business owners and individuals ahead of future tax liabilities.

Business tax strategy Tax liability forecasting Filing season confidence Strategic number organization

Estate Planning

Reviewing and optimizing estate policies and strategies for wealth transfer and protection.

Policy review Wealth transfer strategy Beneficiary optimization

Pre-Retirement Planning

Measuring investment portfolio risk, optimizing Social Security claiming, and producing goals-based cashflow reports.

Portfolio risk measurement Social Security claiming optimization Medicare coverage analysis Goals-based cashflow planning

Employer Stock Analysis

Analysis of employer stock holdings to manage concentration risk and optimize net worth tied to company success.

Concentration risk assessment Net worth analysis Timing strategy for reduction Tax impact evaluation

Credentials & Certifications

Registered Investment Adviser in the State of Oregon

Frequently Asked Questions

Is Gratke Wealth a fiduciary? +

Yes, Gratke Wealth is a fee-only and fiduciary firm, meaning they provide recommendations that solely serve the client's best interests without commission incentives or conflicts of interest.

What services does Gratke Wealth offer? +

Gratke Wealth offers Investment Management, Retirement Planning, Tax Planning, Estate Planning, Insurance Alternatives, Pre-Retirement Planning, and Employer Stock Analysis.

Where is Gratke Wealth located? +

Gratke Wealth is located at 1915 NE Stucki Avenue, 4th Floor, Hillsboro, Oregon, 97006, in the Amberglen Business Park in the Silicon Forest area.

How does Gratke Wealth determine if a portfolio is right for a client? +

Gratke Wealth uses a process that includes determining the client's Risk Number through a questionnaire, comparing it to current portfolio holdings, and stress-testing the portfolio against various market conditions.

What is the firm's approach to investment management? +

Gratke Wealth takes a process-driven approach that reduces investor emotion by identifying objectives, determining optimal risk tolerance, and following a timeline tailored to the client, while educating clients on the rationale behind each investment decision.

How long has Gratke Wealth been in business? +

The firm has over twenty-five years of experience working with investors, as stated on the homepage.

What is David Gratke's background? +

David Gratke graduated from the University of Oregon with a BS in Finance, studied abroad in London, was raised in a banking family, and was previously employed by financial industry giants before founding Gratke Wealth.

Does Gratke Wealth help with employer stock management? +

Yes, Gratke Wealth offers employer stock analysis to help clients manage concentration risk, determine how much to hold, and decide when to reduce holdings, including tax impact considerations.