Edelman Financial Engines

We're people people that happen to be money people.

Financial planner in Portland, OR (show on map)

5.0

★★★★★

3 reviews

Independent financial advisory firm offering wealth management and financial planning services with fiduciary advice.

Call (503) 406-3339

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About

Edelman Financial Engines is one of the largest independent financial advisory firms in the U.S., managing $326 billion in client assets and serving 1.24 million clients across 146 locations. The firm offers a comprehensive range of financial services including financial planning, investment management, retirement planning, tax planning, insurance guidance, and estate planning.

They are recognized as a Barron's Top Independent Financial Advisory Firm for eight consecutive years and the top managed account provider for workplace retirement plans. The firm operates as a fiduciary, prioritizing clients' best interests, and offers a free initial financial planning session to help potential clients determine if they are the right fit.

Independent fiduciary advice prioritizing clients' best interests

146 locations nationwide with virtual meeting options

Free initial financial planning session with no commitment

Barron's Top Independent Financial Advisory Firm eight years in a row

Largest managed account provider for workplace retirement plans

Innovative Optimization Engine with advanced securities modeling

Holistic approach integrating all aspects of financial life

Services

Financial Planning

Holistic approach integrating all aspects of your financial life with a personalized action plan.

Financial Deep Dive Personalized Goal Setting Ongoing Reviews

Retirement Planning

Create a roadmap to a retirement you truly look forward to with income and asset protection strategies.

Retirement Mapping Income Planning Asset Protection

Investment Management

Independent, fiduciary advice prioritizing your best interests with data-driven strategies.

Innovative Optimization Engine Personalized Portfolios Ongoing Performance Monitoring

Insurance Guidance

Expert help deciding what kind of insurance you do and don't need.

Insurance Review Life Insurance Assessment Long-Term Care Evaluation

Tax Planning

Tax-efficient strategies to help preserve wealth without preparing tax returns.

Tax Strategy Tax Guidance Tax Law Monitoring

Estate Planning

Proactive strategies to secure your estate and protect what matters most.

Legacy Design Key Document Review Estate Tax Mitigation

Credentials & Certifications

Barron's Top 100 RIA Firms

Since 2018

Cerulli Top Managed Account Sponsor by DC Assets

Since 2025

Reviews

Rating

★★★★★

Reviews

"Professional, easy to talk to, and trustworthy."

Frequently Asked Questions

What is the 4% rule in retirement planning? +

A systematic withdrawal plan where you withdraw 4% of your portfolio annually or less. The more you withdraw, the higher the risk of eroding principal if markets decline. A 75-year-old could consider a 5% withdrawal rate.

When should I take Social Security? +

We recommend continuing to work full time until at least full retirement age and taking Social Security no earlier than your FRA. Waiting longer can be even more beneficial, but individual factors may affect this decision.

What factors do I need to consider when planning for retirement? +

You need to estimate the proper timing and size of withdrawals from numerous accounts, which will be impacted by unpredictable market conditions over decades. Planning and retirement income strategies can help you feel more confident.

What are the biggest pitfalls to retirement planning? +

High inflation, market volatility, unexpected health care and other costs, longevity and taxes. Your retirement plan needs a cushion and flexibility to adjust as these variables change.

How much will health care cost in retirement? +

In 2022, the average total health care cost in retirement for a 65-year-old couple was $315,000. Your plan needs a cushion for costs that may exceed the average.

Should I consider annuities in my retirement plan? +

Your retirement income likely comes from a variety of sources including Social Security, employer pensions, and annuities. It's important to take tax and distribution rules into account when establishing your retirement income plan.

How can I reduce my taxes in retirement? +

Strategies include making withdrawals from tax-deferred accounts before RMD age, using Roth conversions, or making qualified charitable donations directly from your IRA. Working with a CPA is encouraged.

Should I pay off my mortgage before retirement? +

Typically no. When it comes to retirement, it's all about wealth creation, not debt elimination. Your focus should be on creating wealth to comfortably afford the cost of living and owning your home.