AIO Fee Only Financial Advisors

Fee-Only Financial Planning — Invest in a Sustainable Future for Impact Investors and Expats

Financial planner in Lake Oswego, OR (show on map)

5.0

★★★★★

4 reviews

Fee-only fiduciary financial planning firm for impact investors and expats, offering investment management, retirement, tax, estate, and insurance planning.

Call (503) 714-3797

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About

AIO Financial is a fee-only fiduciary financial planning and investment management firm headquartered in Tucson, AZ. The firm specializes in serving impact investors and expatriates, offering comprehensive financial planning that includes retirement planning, estate planning, tax planning, insurance analysis, investment management, and impact investing (SRI/ESG).

AIO Financial operates under a strict fiduciary standard, receives no commissions, and manages client assets through Schwab. The firm serves clients virtually and in-person across the U.S. (NYC to Los Angeles) and internationally in Mexico, Spain, and beyond. Team members include Bill Holliday, Larissa Chaira, and Alex Sanchez, all CFP® professionals. The firm is a Registered Investment Advisor with the SEC and holds credentials including CFP®, AIF®, and CSRIC™.

Fee-only, no commissions — we only work for our clients

Fiduciary standard — always act in your best interest

Specialized in impact investing (SRI/ESG) and expat financial planning

Bilingual advisory services

Virtual service with in-person options in major cities

Latest technology for user-friendly experience and planning projections

Comprehensive financial planning covering all aspects of financial well-being

Individualized planning tailored to each client's unique goals

Services

Retirement Planning

Comprehensive retirement planning strategies to help clients prepare for and sustain their retirement lifestyle.

Estate Planning

Estate planning services to help clients protect and distribute their wealth according to their wishes.

Investment Management

Professional investment management services with a focus on diversification, strategic rebalancing, and low-expense portfolios aligned with client values.

Diversification Strategic Rebalancing Low Expense Tax Minimization/Deferral In-line with client values

Insurance Analysis

Analysis and guidance on insurance needs to ensure adequate protection for clients and their families.

Tax Planning

Tax planning strategies to minimize tax liability and optimize financial outcomes for clients.

Impact Investing (SRI/ESG)

Sustainable, Responsible, and Impact Investing (SRI) and Environmental, Social, Governance (ESG) investing strategies that seek both financial return and social good.

Screening Shareholder Advocacy Community Investing ESG factor integration Impact evaluation tools (YourStake, Ethos, Morningstar)

Credentials & Certifications

CFP® (Certified Financial Planner)

AIF® (Accredited Investment Fiduciary)

CSRIC™ (Certified Specialist in Risk and Insurance Counseling)

Registered Investment Advisor with the SEC

Reviews

Rating

★★★★★

Reviews

"Bill Holliday and is team are outstanding."

Frequently Asked Questions

What makes AIO Financial fee-only? +

AIO Financial is fee-only, meaning they receive no commissions and do not sell any products. Their only compensation comes from client fees, and they are held to a fiduciary standard, always acting in the client's best interest.

What is a fiduciary standard? +

A fiduciary standard means the financial advisor is legally obligated to act in the best interest of the client at all times. AIO Financial is fully committed to this duty as a fee-only fiduciary firm.

What services does AIO Financial offer? +

AIO Financial offers retirement planning, estate planning, investment management, insurance analysis, tax planning, impact investing (SRI/ESG), cross-border expat financial planning, and bilingual advisory services.

Where does AIO Financial serve clients? +

AIO Financial serves clients across the U.S. (from NYC to Los Angeles), Mexico, Spain, and beyond. They are located in Tucson, AZ but travel to offices in Los Angeles, Las Vegas, Portland, Boulder, and Seattle regularly.

What is Sustainable, Responsible, Impact Investing (SRI)? +

SRI is an investment strategy that seeks to target both financial return and social good. It includes screening, shareholder advocacy, and community investing, and uses ESG factors in investment decisions without sacrificing return.

What tools does AIO Financial use for impact evaluation? +

AIO Financial uses several programs including YourStake, Ethos, and Morningstar to evaluate the impact of investments and portfolios.

Does AIO Financial offer virtual services? +

Yes, AIO Financial primarily provides financial planning services online through virtual Zoom meetings. They can also meet in person as needed.

What is the cross-border expat financial planning service? +

This service includes residency and relocation guidance, cross-border tax and investment planning to minimize double taxation, retirement income strategies in multiple currencies, and real estate and lifestyle planning for expats.